Google Pay Introduces Aadhaar-based Authentication for Enhanced Security

Google Pay has taken a significant step towards promoting the adoption of Unified Payments Interface (UPI) in India by enabling support for Aadhaar card-based authentication during UPI setup. This recent development follows Google Pay’s recent expansion to include compatibility with RuPay credit cards, further enhancing its functionality. Let’s delve into the specifics of this latest integration.

Now Subscribe to Google Pay Through Aadhaar

To facilitate a broader user base and promote financial inclusion, Google Pay now offers the option to register using your Aadhaar card for authentication purposes. This feature aims to simplify the onboarding process and enable a larger number of individuals to access the benefits of Google Pay’s digital payment services.

By incorporating Aadhaar card authentication, Google Pay intends to remove barriers that may hinder users from joining the platform. Aadhaar, India’s unique identification system, provides a reliable and secure means of verifying an individual’s identity. Leveraging this system, Google Pay aims to streamline the registration process and extend its services to a wider audience.

Authenticate Google Pay through Aadhar Card

The process of registering for Google Pay using Aadhaar is designed to be straightforward and user-friendly. When setting up UPI on the Google Pay app, you will be presented with two authentication options: Aadhaar card and debit card. If you choose the Aadhaar card option, you will follow these simple steps:

  • Enter the First Six Digits of Your Aadhaar Card: During the setup process, you will be prompted to enter the first six digits of your Aadhaar card number. This helps in validating your identity and linking it to the authentication process.
  • Enter the OTPs: After entering the Aadhaar card details, you will receive One-Time Passwords (OTPs) from both the Unique Identification Authority of India (UIDAI) and your bank. These OTPs serve as an additional layer of security to ensure that you have authorized the registration process.
  • Verification by the Bank: Once you have entered the OTPs, the bank will initiate the verification process. This may take a few minutes to complete. The bank will validate the information provided, cross-verify it with the Aadhaar database, and confirm the registration.

By following these steps, you can complete the registration process for Google Pay using your Aadhaar card. The simplicity of this process ensures a hassle-free experience for users, encouraging a wider adoption of Google Pay and promoting financial inclusion.

Sharath Bulusu, the Director of Product Management at Google, expressed enthusiasm regarding the roll-out of UPI activation using Aadhaar-based OTP authentication on Google Pay. He emphasized the benefits this feature brings to users, highlighting simplicity and convenience as key factors.

Bulusu mentioned that the introduction of Aadhaar-based OTP authentication aligns with the Indian government’s vision of promoting financial inclusion. By integrating this feature, Google Pay aims to drive deeper penetration of digital payments in India, contributing to the growth of the UPI ecosystem.

Upon completing the registration process using Aadhaar-based OTP authentication on Google Pay, users will gain access to a range of features, including the ability to conduct transactions and check their account balances. Notably, this integration eliminates the need to obtain a UPI PIN using a debit card, simplifying the user experience.

The Aadhaar-based OTP authentication facility on Google Pay is supported by several banks, including Punjab National Bank, Canara Bank, Paytm Payments Bank, and various others. These banks have integrated their systems with Google Pay to enable users to benefit from the Aadhaar-based authentication feature.


In conclusion, Google Pay’s inclusion of Aadhaar card-based authentication during UPI setup reflects the company’s commitment to promoting widespread adoption of digital payments in India. By leveraging the reliability and convenience of Aadhaar, Google Pay offers users a secure and streamlined onboarding process, fostering trust and encouraging the use of UPI transactions.

Akash Shrivastav

My name is Akash Shrivastav, and I am a Blogger. I have 8 years of experience in blogging for Finance, Business, Investment, Stock Market, Cryptocurreny and more. Through my writing, I aim to provide readers with insightful and informative content.